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Did you just receive your new HDFC credit card? Before using it for online purchases or at retail outlets, you must complete the secure PIN setup process. The 4-digit Personal Identification Number (PIN) is mandatory for authorising transactions and adds a vital layer of protection against unauthorised use.
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Digital transactions have transformed financial services in India and made everyday payments faster and easier for millions of people. However, this convenience comes with risks. The rise of online banking, UPI, and digital wallets has also led to a sharp increase in multiple cyber frauds in India. In many cases, victims realise something is wrong only after the damage is done. Financial losses from deceptive online schemes continue to affect individuals and businesses nationwide, as reflected in frequent cyber fraud news.
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Has it ever happened that a government subsidy or scholarship payment didn’t reach your bank account on time? In many everyday situations, like waiting for an LPG subsidy, a pension installment, or a student scholarship, an unlinked Aadhaar number could be the reason for the delay. Aadhaar seeding, which connects your Aadhaar number to your bank account, is essential for receiving Direct Benefit Transfers (DBT) and other financial services smoothly.
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