Bank of India Balance Check Number: SMS, Missed Call & More

Today, everything from ordering food to booking tickets happens in minutes, and even checking your bank balance now takes only seconds. Bank of India (BOI) account holders can access their balance anytime through multiple secure options using the Bank of India balance check number available 24×7.

You can get your latest balance by giving a missed call, sending an SMS, or using WhatsApp from your registered mobile number. Along with these, Bank of India also offers other quick, secure, and convenient balance enquiry options. In this blog, we’ll walk you through all the methods to check your BOI account balance with ease.

Bank of India Balance Enquiry Number

1. BOI balance enquiry through missed call

   • Dial the Bank of India balance check number missed call: 9266135135 or 901535135 from your registered mobile number
   • The call will end automatically after a few rings
   • You will get an SMS with your account balance in seconds

2. Bank of India balance enquiry via SMS

   • Dial Bank of India balance check number SMS: 98105 58585 on your mobile
   • Send an SMS from your registered mobile number in the format ‘BAL <space> XXXX’, where XXXX represents your 4-digit SMS password
   • Send ‘BAL <space> XXXX <space> Account Number’ to check the balance of a non-primary account
   • For a mini statement showing the last five transactions of your primary account, send SMS from your registered number in the format ‘TRANS <space> XXXX’ to the same number
   • To request a mini statement for any other account, send ‘TRANS <space> XXXX <space> Account Number’

   Note: You must set a 4-digit SMS password through the Star Connect Mobile Banking link before proceeding with SMS banking.

3. Bank of India balance check​ through ATM

   • Visit the nearest Bank of India ATM
   • Insert or swipe your debit card, select your language, and enter your 4-digit ATM PIN
   • Select the ‘Balance Enquiry’ option from the ATM menu
   • Your bank balance will appear on the screen, and you can opt to print a receipt

4. BOI balance check using toll-free numbers

   • Dial the Bank of India balance check toll-free number 1800 103 1906 or 1800 220 229 from your registered mobile number
   • The call connects you with customer service
   • Follow the instructions provided to continue
   • Once you’re completed, you’ll be able to access and check your account balance

5. Bank of India account balance check via net banking

   • Visit the official Bank of India Net Banking website
   • Log in using your BOI user ID and password
   • On the dashboard, select ‘View Account Details’
   • Click on ‘Check Account Balance’ to see your current balance

6. BOI account balance check via the mobile app

   • Download the BOI Mobile Omni Neo app from the Play Store or the App Store
   • Log in using your banking credentials or MPIN
   • Navigate to the ‘My Account’ section
   • Select ‘View Account Balance’ to view your current balance
   • You can view your account balance on the screen within seconds

7. BOI balance enquiry through UPI

   • Open any UPI app where your BOI account is linked
   • Authenticate with your app password or security code
   • Go to the ‘Account Details’ session
   • Select ‘Check Account Balance’ and choose the account for the balance check.
   • Enter your UPI PIN to view your balance

8. Bank of India balance enquiry through the passbook

   • Bank of India customers can check their bank balance by updating their physical passbook at the bank branch. The passbook records all transactions and provides a detailed account activity since the account's start.
   • For a more convenient option, BOI offers an mPassbook through its mobile banking service. It allows users to download account statements in PDF format or send them via email, but registration for net or mobile banking is required.

9. Bank of India balance check via WhatsApp

   • Save the BOI WhatsApp number: 7997987601 as a contact on your mobile phone
   • Send a ‘Hi’ message on WhatsApp from your registered number
   • You will receive a menu with service options
   • Reply with the number corresponding to Balance Enquiry
   • Your account balance will show up in the WhatsApp chat

10. BOI balance check through BTM

    • Visit a BOI BTM-enabled outlet or authorised agent
    • Provide your account number and verify your identity using biometric or OTP-based authentication
    • Request for balance enquiry; the agent will assist you in checking your account balance

11. Bank of India account balance check​ using USSD Code

    • Dial *99*47# from your registered mobile number.
    • Follow the on-screen instructions.
    • Your current Bank of India account balance will appear on your screen.

Bank of India ensures its customers always have multiple easy ways to stay updated on their account balance. From the official Bank of India balance check number via missed call, SMS, WhatsApp, and customer support, to advanced options like the mobile app, net banking, and UPI, users can access their financial information anytime, anywhere.

With additional facilities such as passbooks, ATMs, BTM outlets, and USSD codes, BOI has made balance enquiry accessible even in rural or low-internet areas. No matter where you are, staying informed about your money is now just a tap, call, or message away.

Frequently asked questions

1. How to check my Bank of India account balance without an internet connection?

   To check your BOI balance offline, use the Bank of India balance check number via missed call, SMS, or USSD code from your registered mobile number.

2. How can I get the BOI mini statement by missed call and SMS?

   To get a BOI mini statement, you can either give a missed call on 9015135135 or 9266135135 from your registered mobile number or send TRANS<4-digit SMS password> to 9810558585.

3. What is the Bank of India balance enquiry number for WhatsApp?

   The Bank of India balance enquiry number for WhatsApp is 7997987601.

4. Is there any charge for BOI SMS or missed call service?

   No, Bank of India does not levy any charges for SMS or missed call banking services.

5. How can I check my account balance using the Bank of India mobile app?

   To check your balance, download the BOI Mobile Omni Neo app, log in using your credentials or MPIN, go to the My Account section, and select View Account Balance. Your account balance will be displayed instantly on the screen.