How to Close HDFC Bank Account Online​ and Offline

Your banking needs change as your life changes. A salary account from your first job, a joint account you opened with family, or an extra savings account you barely use anymore, at some point, whether you still need them all. Many keep unused bank accounts just because closing them feels complicated and time-consuming. With the right information and right steps, you can close a bank account easily.

And if you are thinking about closing your HDFC Bank account, you’re probably asking the same questions most people do: Can it be done online? Do you have to visit a branch every time? What happens for the remaining balance? This blog will help you understand how to close HDFC Bank account, both online and offline, step by step, with no confusion.

Documents required for closing an HDFC Bank account

• Duly filled HDFC Bank account closure form
• Address proof (Aadhaar Card, Voter ID, Passport, Utility Bill, or Rental Agreement)
• Identity proof (Aadhaar Card, PAN Card, Passport, or Driver’s License)
• Unused cheque leaves and the HDFC debit card

How to download the HDFC Bank account closure form

• Visit the HDFC Bank official website
• Go to the ‘Search’ option on the top menu and type ‘Resources’
• Go to ‘Forms Center’, and choose ‘Personal’
• Under the ‘Account Closure’ section, click the Combined Account Closure Form
• Click on the ‘Download’ option
• Take a printout of the form

How to close HDFC Bank account

Closing online (initiate the process)

HDFC Bank doesn’t allow full account closure online, but you can start the process by downloading the account closure form from HDFC Net Banking. Fill out the form carefully with your account number, account type, reason for closing, signature, and other required details.

Closing offline (complete the process)

• Withdraw the remaining balance from your HDFC Bank account
• Visit your nearest HDFC Bank branch with the filled account closure form
• Submit the form and required documents to the bank staff to officially close your account

How to close HDFC Bank account online with negative balance

• Clear any outstanding dues to make your account balance zero
• Download the HDFC Bank account closure form and fill it out
• Submit the filled form and necessary documents to the nearest branch

Also Read: How to Cancel HDFC Credit Card

Things to remember before closing your HDFC Bank account

• Update your account and KYC details
• Cancel standing instructions and auto-debits
• Clear overdrafts or negative balances
• Redeem cashback or rewards linked to your card
• Open another bank account for smooth transactions

Also Read: HDFC Bank Balance Check Number: SMS, WhatsApp, Missed Call

Now that you’re clear on how to close HDFC Bank account online and offline, you can move ahead without second thoughts. Once you’ve cleared any dues, stopped automatic payments, and submitted the required documents, the rest is just a matter of process. With that old HDFC Bank account out of the way, managing your money becomes easier, more organized, and better aligned with where you are in life right now.

Frequently asked questions

1. How to close HDFC Bank account online?

   Download the form via HDFC net banking, then submit it at the nearest branch along with the required documents.

2. How to close HDFC Bank account without visiting branch?

   You must visit a branch to verify your identity

3. How to close an HDFC Bank account with a negative balance?

   First, clear all dues so the balance is zero, then complete the account closure form and submit it, along with the required documents, at your nearest HDFC Bank branch.

4. How do I know if my HDFC account is closed?

   You can verify your HDFC account closure through the mobile app, by calling customer care, or by visiting the branch.

5. Can I close my HDFC account within 1 year?

   Yes, you can close an HDFC Bank account within 1 year, but charges will apply.