How to Link Aadhaar Number with Bank Account Online

An Aadhaar card has become a mandatory document for every Indian. This 12-digit ID (Aadhar number), given by UIDAI (Unique Identification Authority of India), is a common proof of identity and address across the country. Linking your Aadhaar card to your bank account is important for accessing government services, receiving subsidies, and ensuring secure banking.

With digitisation, banks now provide services that let you link Aadhaar with bank account right from the comfort of your home. In this blog, we’ll guide you through different steps on how to link Aadhaar with bank account online or offline, check Aadhaar linking status, and its benefits.

Why should you link Aadhaar to bank account?

Before we jump into the steps, here's why linking your Aadhaar card is so important:

• Linking your Aadhaar to a bank lets you access benefits from government programs like scholarships, MGNREGA wages, and welfare funds.
• It simplifies KYC for existing customers, making it easy to access financial products like pre-approved loans and credit cards.
• Aadhaar-linked bank accounts offer better security, protecting against fraud and making it easier to track transactions.
• Aadhaar Enabled Payment System (AEPS) Advantage makes it possible to link your Aadhaar card with your bank account, allowing you to access your bank account from anywhere in the country.

Different ways to link Aadhaar card to bank account online or offline

You have multiple options to link your Aadhaar card to your bank accounts. You can choose the method that suits you best for convenience and ease.

1. Via internet banking

   Most banks offer the option to link Aadhaar to bank account via internet banking. Here’s how you can do it:

   • Log in to your banking account with your customer ID and password
   • Go to the ‘My Profile’ or ‘Support Requests’ section
   • Select the ‘Aadhaar Seeding’ option
   • Enter your Aadhaar number twice for confirmation
   • Submit the request and wait for a confirmation message

2. Through the bank app

   You can also complete the Aadhaar card link to bank account through the bank’s mobile app by following these steps:

   • Download and open the official bank app
   • Log in using your credentials.
   • Go to the ‘Services’ or ‘My Profile’ section
   • Tap on ‘Update Aadhaar Card Details’
   • Enter your 12-digit Aadhaar number twice and submit
   • A confirmation message will be sent upon successful linking

3. Using the SMS facility

   Some banks allow linking Aadhaar through SMS for added convenience. Here’s how you can link Aadhaar using SMS:

   • Send an SMS: UID <space> Aadhaar Number <space> Account Number to the designated number provided by your bank
   • After verification, you'll receive a confirmation message
   • If discrepancies are found, you may be asked to visit the branch

4. By visiting the bank branch

   If online methods are not suitable, visit your bank branch and follow these steps :

   • Visit the nearest bank branch
   • Request and fill out the Aadhaar linking form
   • Attach a self-attested photocopy of your Aadhaar card
   • Submit the form along with the original Aadhaar for verification
   • Aadhaar will be linked within a few days after your application is processed

5. Using an ATM

   ATMs of some banks offer Aadhaar linking services. Initiate the Aadhaar linking process by following these steps:

   • Insert your ATM card and enter the PIN
   • Select the ‘Aadhaar Registration’ option
   • Enter your Aadhaar number twice and confirm
   • A confirmation SMS will be sent once the linking is successful

How to check Aadhaar card link with bank account

To check the status of your Aadhaar card link to bank account:

• Visit the UIDAI website
• Go to the ‘Check Aadhaar/Bank Linking Status’ section
• Enter your Aadhaar number, and the OTP will be sent to your registered mobile
• The system will display the status of the linking

Follow the steps above if you still wonder how to link Aadhaar card to bank account. Remember, linking your Aadhaar with your bank account enables efficient delivery of subsidies, ensures KYC compliance, and offers secured financial transactions.

Considering these benefits, it's advisable to link Aadhaar to bank account without hesitation. Avoid waiting until you urgently need banking services to discover your Aadhaar isn’t linked. The next time you want to open a bank account or get a personal loan, the KYC process will be easier if you have an Aadhaar-linked bank account.

FAQs on how to link Aadhaar card to bank account

1. What documents are needed to link Aadhaar with bank account?

   Only the original Aadhaar number and bank account details are required. An active mobile number linked to Aadhaar is essential for OTP authentication.

2. How to check Aadhaar card link with bank account status?

   Visit UIDAI’s website and use the ‘Check Aadhaar/Bank Linking Status' tool by entering your Aadhaar and completing OTP verification.

3. Can one Aadhaar be linked to multiple bank accounts?

   Yes, you can link the same Aadhaar to multiple bank accounts.

4. Are there any charges for linking my bank account with the Aadhaar card?

   No, most banks do not charge fees for linking your bank account with an Aadhaar card. This service is provided free of charge by banks.